Homeownership

 


Coming Soon:
This fall we will have an online application.
Those interested in our program will be able to apply on this site! 

Eligibility Requirements

Homeownership applicants must:

  • Live or work in Durham County for at least 6 months
  • Be A US Citizen or permanent resident
  • Have a stable income of at least 30% of Durham's median income
  • Be able to provide closing cost of $2,000. 
  • Demonstrate that your current housing is overcrowded, physically substandard, too expensive, unsafe or prove that you are living in subsidized housing
  • Demonstrate a willingness to partner by performing at least 250 hours of sweat equity

Expectations

If you are approved, you will be expected to:

  • Invest a minimum of 250 sweat equity 
  • Complete a financial literacy program
  • Make timely mortgage payments each month
  • Maintain your home
  • Be an active member of the Durham community
  • Stay connected to Durham Habitat throughout the term of your mortgage

Join our mailing list

We will send out information our applications through our mailing list. Sign up know for the most up to date information. 

Click Here to Join Our Mailing List

 

 

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Habitat Success Stories

Lal is a Burmese refugee who came to Durham after stops in India and Thailand. Lal partnered with Habitat and the Durham Literacy Center to renovate a historic home in East Durham. "There is no more fear," Lal said. "We won't have to move again because the home belongs to us."

Lal