Homeownership

 

Applications for homeownership are closed. 

Please join our mailing list if you would like to receive notices about future application cycles.   

 


What is the Habitat for Humanity Process? 

The Habitat for Humanity program is designed for people looking to purchase their first home. Find out what it takes to become a Habitat Homeowner! 

 

Do You Qualify? 

You must meet the minimum requirements to be approved for Durham Habitat's homeownership program.

You must:

  • Have lived or worked in Durham County for at least six months
  • Be a US Citizen or permanent resident
  • Have a stable income of at least 30% of Durham's median income

You must earn at least the monthly amount listed below for your family size. For families larger than 5, call our office at 919-682-0516. Please note, the amounts listed are gross (before taxes and deductions) amounts. Click here to learn more about income limits.

People in Household

2020 Monthly  Income

1

$1,512.50

2

$1,730.00

3

$1,945.00

4

$2,160.00

5

$2,335.00

 
During the application process your current financial situation will be reviewed to determine if you are mortgage ready. 

Check out the videos below to learn about our program's income requirements and how debt affects your application. 

 

Sweat Equity

One of the ways Durham Habitat makes homeownership affordable is that we do not require a down payment to purchase a home. Instead, program participants are required to complete sweat equity. Learn more about our sweat equity process below. 

 

 

 Equal Housing Logo

Habitat Success Stories

Anita and her sister thought they were experiencing night sweats but realized that it was raining inside their home. Habitat partnered with Blue Cross Blue Shield to replace their roof. "I used to go to bed every night and the rain would be all over my face but not anymore. Thank you."

Anita