Homeownership

 

Applications for homeowernship are closed. 

Please join our mailing list if you would like to receive notices about future application cycles.   


Interested in an accesible home? 

Habitat for Humanity will be building two homes on Morning Glory Avenue with accessibility features. They will have a ramped entry, grab bars in the bathrooms, lower counter tops, and walk-in showers. We will be screening applicants from July 12th through July 21st  for these two homes.

If you would like to be considered for one of these homes, please review our homeownership qualifications below. After you have reviewed them, please call our office at (919) 682-0516 for the screening information.


What is the Habitat for Humanity Process? 

The Habitat for Humanity program is designed for people looking to purchase their first home. Find out what it takes to become a Habitat Homeowner! 

 

Do You Qualify? 

You must meet the minimum requirements to be approved for Durham Habitat's homeownership program.

You must:

  • Have lived or worked in Durham County for at least six months
  • Be a US Citizen or permanent resident
  • Have a stable income of at least 30% of Durham's median income

You must earn at least the monthly amount listed below for your family size. For families larger than 5, call our office at 919-682-0516. Please note, the amounts listed are gross (before taxes and deductions) amounts. Click here to learn more about income limits.

People in Household

2020 Monthly  Income

1

$1,512.50

2

$1,730.00

3

$1,945.00

4

$2,160.00

5

$2,335.00

 
During the application process your current financial situation will be reviewed to determine if you are mortgage ready. 

Check out the videos below to learn about our program's income requirements and how debt affects your application. 

 

Sweat Equity

One of the ways Durham Habitat makes homeownership affordable is that we do not require a down payment to purchase a home. Instead, program participants are required to complete sweat equity. Learn more about our sweat equity process below. 

 

 

 Equal Housing Logo

Habitat Success Stories

Worth helped found Durham Habitat as part of his Bible study group. He has volunteered to build hundreds of homes, but if you ask about his role with Habitat, he will take no special credit, saying, "Habitat just fits in with who I am."

Worth