COVID-19 Forbearance

Habitat for Humanity of Durham’s partnership with our borrowers continues past the closing on the home. We are here to educate, encourage and to provide resources for our partners. The COVID-19 pandemic has caused unprecedented changes for many families in the Durham community and across the nation. Our commitment to assist our partners to remain in their homes will always be priority. 

In response to the pandemic, Habitat for Humanity of Durham is offering you, the borrower an opportunity to apply and qualify for a rental or mortgage forbearance. A forbearance is when your rent or mortgage payments are temporarily lowered or paused. You will pay back the payment reduction or paused payments at a later date. Your lender or servicer determines when the payments are repaid. The forbearance is intended to assist you by providing temporary relief of your obligation to make the full monthly payment, to remain in good standing and avoid excessive debt. Forbearance may be available for the months after August.  

If you have been impacted by COVID-19 and have experienced a layoff, decreased hours at work, or if you are caring for yourself or someone with coronavirus, you may qualify. 

Click on the link above and complete the online form. You will receive a confirmation email after submission 

Once the request has been reviewed, we will notify you of the decision made.  

If you are approved, a promissory note will be sent to you for your signature.  

If you are not approved, you could have the opportunity to reapply at another time.  

    • Borrowers in an active foreclosure are not eligible. 
    • Borrowers with an active bankruptcy case will need to contact their attorney for further direction. 
    • Borrowers with an active repayment agreement are not eligible.

If you have questions, you may send an email to or call Lakeisha Minor at 919-724-8444.  

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Habitat Success Stories

Worth helped found Durham Habitat as part of his Bible study group. He has volunteered to build hundreds of homes, but if you ask about his role with Habitat, he will take no special credit, saying, “Habitat just fits in with who I am.”